THE REALITY
The Problem Most Transport Businesses Reach
Most transport, logistics and haulage businesses above £1m are running on instinct when it comes to the finances. You know your market, your customers, your drivers. But whether each truck is actually making money, whether your day rates are covering your real costs, whether your cash position next month looks anything like healthy, that part is usually unclear.
That's not a sign something's wrong. It's a sign your business has outgrown its finance function.
Your accountant is good at what they do. They were just never built for this. Because 90% of UK businesses have a turnover less than £1m, meaning 90% of accountants are only experienced below that threshold. What you need is the next level. Someone who sits alongside you every month, who knows your numbers better than anyone, and who you can call the moment something doesn't look right.
That is where Profit Cash Growth comes in. We are the outsourced finance team for transport, logistics and haulage businesses in the £1m to £20m turnover range. We sit alongside you the way a Finance Director would, except you get the expertise without the cost of a full-time hire.
Graham Taylor
G Transport Ltd
"I knew how to run my business day to day but I wasn't thinking about the future and making long term decisions. I either had too much or not enough cash, and I was scared to make decisions about investing in new equipment and staff because I I didn't know if i could afford it. Working with Claire gave me the confidence I needed to take my business to the next level. I've doubled my team, invested £500k in equipment and secured over £1m in new business."
HOW A FRACTIONAL FINANCE TEAM WORKS
The right level of skill, at the right time, without the full-time salary
Filling the gaps, wherever they are in your finance function
Finance Director
Looks ahead and plans the future. Funding, forecasting and big strategic decisions.
Typically 3-5 days per quarter
Financial Controller
Make sure the numbers are right. Reporting, analysis, clean data and systems that work day to day.
Typically 3-5 days per month
Bookkeeper
Does the day to day processing. Keeps the records accurate and up to date. The foundation everything else sits on.
Typically 3-5 days per week
Every business needs all three. Most just don't them all full time.
WHAT DO WE DO?
What we do for transport, logistics and haulage businesses
We build and run the finance function for growing transport and logistics companies. That means:
Monthly management accounts that break down performance by vehicle, contract, or service line, so you can see what is working and what is not.
A cash flow forecast that is updated regularly and reflects your actual payment terms, your fleet finance commitments, your fuel card cycles, and the timing of your big contract payments.
Pricing support. We help you build a model that tells you what a job actually costs you to run, including all the overheads that rarely get factored in, so you can quote with confidence rather than guesswork.
KPI dashboards built around what matters in your business: revenue per truck, fleet utilisation, debtor days, fuel as a percentage of revenue, and your monthly break-even position.
Strategic finance support when you need it. Whether you are thinking about adding to the fleet, taking on a new depot, acquiring another business, or working towards an exit, we help you understand the numbers behind the decision.
Read more about how we analyse whether each truck you own is making money
WHY WORK WITH US
Why transport, logistics and haulage businesses work with us
We already work with transport and logistics businesses at different stages of growth.
We understand the industry-specific challenges. The gap between what a job looks like on paper and what it actually returns, the cash flow pressure that comes from paying drivers and fuel before customers settle their invoices, the difficulty of knowing whether to bring work in-house or use subcontractors, and the complexity that comes when you start running multiple vehicles, multiple drivers, or multiple entities under one roof.
We are not generalist accountants who will fit your business into a standard template. We understand that a day rate on a vehicle needs to account for maintenance cycles, driver costs, overnight allowances, and the cost of the truck sitting in the yard when it is not earning.
We understand that fuel surcharge is a real pricing tool, not just a line on an invoice. We understand that the question of whether to buy a new truck or use a subcontractor is a financial question as much as an operational one, and the answer is in the numbers.
INTRODUCING
Finance evolves from processing, to control, to strategy
As your business grows, what you need from your finance function changes. Here's where most businesses sit, and what moves them forward.
LEVEL 1
Financial Foundations
Typically £500k - £1m turnover
You need rock-solid foundations. Accurate monthly numbers, compliance fully handled, annual strategy session with your FD. For businesses that want to make decisions based on real numbers, not guesswork.
MOST COMMON
LEVEL 2
Financial Control
Typically £1m - £5m turnover
You've got the foundations sorted. Now you want to move beyond knowing what happened to understanding what's working, what's not, and what's coming. Monthly meetings, quarterly strategy sessions, forecasts and KPIs, that rhythm compounds into real growth
LEVEL 3
Finance Strategy
Typically £5m - £20m+ turnover
You've nailed the foundations and controls. Now you're ready for real transformation. Your Finance Director is embedded in the business, with a continuous strategic partnership on growth, funding, and scaling decisions that transform the business trajectory.
SEE WHAT AMAZING LOOKS LIKE
This is the actual report your business would get every month
Not a mockup. This is a real client reporting portal, built for a sample company, with live charts, cash flow forecasts, and management accounts you can click through yourself.
Sample company, real portal. Opens in a new tab, best viewed on desktop.
WORKING WITH US
Who this is for and what working with us looks like?
This service is for owners of transport, logistics and haulage businesses who are doing between £1m and £20m in revenue, who feel like the financial side of the business is not keeping pace with the operational side, and who want someone they can trust to give them a clear picture of where they are and what their options are.
If your current accountant only contacts you at year-end, if you are not sure which part of your business is actually making money, if your cash flow feels unpredictable even when trading is good, or if you are making big decisions without the financial visibility to back them up, we can help.
We start with a review of where you are now: your current accounts, your systems, your reporting, and the specific questions you need answered. From there we build the finance function around your business, not a generic version of it.
Most clients start to feel the difference within the first two to three months. The management accounts start to tell them something useful. The cash flow forecast starts to give them confidence. The pricing model starts to inform their quoting. And they stop making decisions in the dark.
A QUALIFIED & TRUSTED SERVICE
Chartered Institute of Management Accountants
Membership Number: 142108106
Association of Accounting Technicians
Membership Number: 75011
✅ HMRC AML License
Not sure which level you need?
Most transport, logistics and haulage businesses aren't sure what level of financial support they actually need. That's exactly what the discovery call is for. Or take the free 3-minute Finance Fitness Score first and get an instant, personalised answer.