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Why Your Annual Accounts Are Making You a Worse Business Owner
If you are waiting for your annual accounts to understand how your business is performing, some of those numbers could be nearly two years old. Here is why statutory accounts were never designed to help you make decisions, and what good financial reporting actually looks like.
Claire Hancott
Jun 24 min read


Why Saying No to Customers Might Be the Best Marketing Decision You Ever Make
Bremont makes 10,000 watches a year while Rolex makes 1.2 million. That gap is not a limitation. It is the strategy. Here is what business owners can learn from one of the UK's most compelling marketing success stories.
Claire Hancott
Jun 24 min read


What Actually Protects Your Business When Anyone Can Do What You Do?
When anyone can produce a polished proposal and a professional website overnight, "we're better" stops being enough. Here's what actually creates a defensible position for owner-managed businesses in a market where barriers to entry keep falling.
Claire Hancott
May 184 min read


How to Protect Your Business From Costs You Can't Control
If you have costs that move — fuel, currency, materials — you're already exposed to risk you may not need to carry. Here's how business owners use hedging to lock in certainty and make smarter decisions.
Claire Hancott
May 184 min read


Why Sharing Your Financial Numbers With Your Team Is One Of The Best Business Decisions You Can Make
Most business owners keep their financial numbers to themselves. But employees who do not understand the finances make uninformed decisions every day that affect profit and cash flow. This post explains how to share the right numbers, in the right way, and what changes when you do.
Claire Hancott
May 56 min read


What To Do When Your Business Has Too Much Cash
Most business finance content is about not having enough cash. But for established businesses that have been building up reserves for years, the question is different: is the cash in your account there for a good reason, or has it just accumulated because nobody made a decision about it? Here are six smart ways to put it to work.
Claire Hancott
May 56 min read


5 Pricing Secrets from a Finance Director Who Managed £500 Million in Revenue
Most business owners approach pricing with anxiety rather than strategy, and it costs them significant profit every year. These five lessons from managing pricing across £500 million in revenue cover why customers are rarely as price sensitive as you fear, why cost-plus pricing limits your growth, and how to build a pricing system that gets sharper over time.
Claire Hancott
May 46 min read


Why Is My Business Profitable But Running Out Of Cash?
Most profitable businesses have money locked inside them that the owner cannot access and has never been shown. There is one number on your balance sheet that reveals exactly how much, and a set of practical strategies to start freeing it up. Here is how to find it.
Claire Hancott
May 35 min read


How Do I Prepare My Business for an Economic Downturn?
The businesses that come through difficult periods in the best shape are the ones that planned before the pressure arrived. Here is the practical financial framework to calculate your margin of safety, categorise your risk exposure, and build a trigger point plan you can actually execute when you need it.
Claire Hancott
May 36 min read


5 Critical Financial Questions Every 7-Figure Business Owner Must Answer
Growing fast but feeling financially exposed? These are the five financial questions that come up most often from seven-figure business owners, from how much cash to keep in the bank to how to get paid faster without damaging relationships. No jargon, just straight answers.
Claire Hancott
May 36 min read


The Simplest Way To Find Hidden Profit In Your Business (It's Already There)
The most profitable growth in most businesses is already sitting in the existing customer base. This post shares a simple spreadsheet tool that makes the gaps immediately visible, explains how to put it in front of the whole team, and shows how to use it as a strategic lens for what to add or develop next.
Claire Hancott
May 35 min read


Sell, Keep, Or Close: The Three Exit Routes Every Business Owner Needs To Understand
When it is time to leave your business, there are only three routes available: sell, keep, or close. The numbers behind each one are more surprising than most business owners expect, and which options are actually available to you depends almost entirely on decisions made years before you are ready to go.
Claire Hancott
May 37 min read


Why Growing Your Sales Without Growing Your Business Will Eventually Break It
Growing revenue without growing the rest of the business is one of the most common and costly mistakes in a scaling company. This post covers how to think about departmental capacity, understand your business ratios, and build an infrastructure that supports growth rather than constantly struggling to keep up with it.
Claire Hancott
May 26 min read


Does My Business Need a CFO or a Financial Controller?
Most growing businesses ask the wrong finance question. It is not whether you need a CFO. It is whether your finance function is actually ready for one. Claire Hancott explains the difference between a bookkeeper, financial controller, and CFO, why most seven-figure businesses are missing the middle layer, and what to fix first.
Claire Hancott
Apr 305 min read


How to Know if Each Truck in Your Fleet Is Actually Making Money
You know your overall profit margin. But do you know which trucks are making money and which ones are quietly dragging it down? Most transport businesses cannot answer that question, not because the information does not exist, but because their accounts are not set up to show it. Here is what to look at and why it changes every decision you make about pricing, fleet investment, and growth.
Claire Hancott
Apr 277 min read
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